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	<title>Bankruptcy &#187; irs</title>
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	<link>http://bankruptcy.hirby.com</link>
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		<title>hello everyone. My question is how long does it take for someone to file for bankruptcy the second time?</title>
		<link>http://bankruptcy.hirby.com/hello-everyone-my-question-is-how-long-does-it-take-for-someone-to-file-for-bankruptcy-the-second-time-2/</link>
		<comments>http://bankruptcy.hirby.com/hello-everyone-my-question-is-how-long-does-it-take-for-someone-to-file-for-bankruptcy-the-second-time-2/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 20:03:52 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[file for bankruptcy]]></category>
		<category><![CDATA[filing for bankruptcy]]></category>
		<category><![CDATA[irs]]></category>

		<guid isPermaLink="false">http://bankruptcy.hirby.com/hello-everyone-my-question-is-how-long-does-it-take-for-someone-to-file-for-bankruptcy-the-second-time-2/</guid>
		<description><![CDATA[if someone had filed in 2003 for instance how long would it take to refile?  I gave this example because I have heard that the laws have changed in recent years.  Also, can anyone give me some examples of the side effects this would cause by filing for bankruptcy a second time and [...]<p><a href="http://bankruptcy.hirby.com/hello-everyone-my-question-is-how-long-does-it-take-for-someone-to-file-for-bankruptcy-the-second-time-2/">hello everyone. My question is how long does it take for someone to file for bankruptcy the second time?</a> courtesy of: <a href="http://bankruptcy.hirby.com">Bankruptcy</a></p>
]]></description>
		<wfw:commentRss>http://bankruptcy.hirby.com/hello-everyone-my-question-is-how-long-does-it-take-for-someone-to-file-for-bankruptcy-the-second-time-2/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>hello everyone. My question is how long does it take for someone to file for bankruptcy the second time?</title>
		<link>http://bankruptcy.hirby.com/hello-everyone-my-question-is-how-long-does-it-take-for-someone-to-file-for-bankruptcy-the-second-time/</link>
		<comments>http://bankruptcy.hirby.com/hello-everyone-my-question-is-how-long-does-it-take-for-someone-to-file-for-bankruptcy-the-second-time/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 20:03:43 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[file for bankruptcy]]></category>
		<category><![CDATA[filing for bankruptcy]]></category>
		<category><![CDATA[irs]]></category>

		<guid isPermaLink="false">http://bankruptcy.hirby.com/hello-everyone-my-question-is-how-long-does-it-take-for-someone-to-file-for-bankruptcy-the-second-time/</guid>
		<description><![CDATA[if someone had filed in 2003 for instance how long would it take to refile?  I gave this example because I have heard that the laws have changed in recent years.  Also, can anyone give me some examples of the side effects this would cause by filing for bankruptcy a second time and [...]<p><a href="http://bankruptcy.hirby.com/hello-everyone-my-question-is-how-long-does-it-take-for-someone-to-file-for-bankruptcy-the-second-time/">hello everyone. My question is how long does it take for someone to file for bankruptcy the second time?</a> courtesy of: <a href="http://bankruptcy.hirby.com">Bankruptcy</a></p>
]]></description>
		<wfw:commentRss>http://bankruptcy.hirby.com/hello-everyone-my-question-is-how-long-does-it-take-for-someone-to-file-for-bankruptcy-the-second-time/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Should I use the same lawyer for filing a second Bankruptcy??</title>
		<link>http://bankruptcy.hirby.com/should-i-use-the-same-lawyer-for-filing-a-second-bankruptcy/</link>
		<comments>http://bankruptcy.hirby.com/should-i-use-the-same-lawyer-for-filing-a-second-bankruptcy/#comments</comments>
		<pubDate>Sun, 07 Mar 2010 00:02:03 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[chapter 7]]></category>
		<category><![CDATA[irs]]></category>
		<category><![CDATA[rent]]></category>

		<guid isPermaLink="false">http://bankruptcy.hirby.com/should-i-use-the-same-lawyer-for-filing-a-second-bankruptcy/</guid>
		<description><![CDATA[I may have to file Bankruptcy (chapter 7) for a second time this year. I wanted to know if it&#8217;s okay to use the same lawyer I used for the first BK.  Does it matter if you use the same lawyer twice for a second BK? Would it raise a Red Flag or should [...]<p><a href="http://bankruptcy.hirby.com/should-i-use-the-same-lawyer-for-filing-a-second-bankruptcy/">Should I use the same lawyer for filing a second Bankruptcy??</a> courtesy of: <a href="http://bankruptcy.hirby.com">Bankruptcy</a></p>
]]></description>
		<wfw:commentRss>http://bankruptcy.hirby.com/should-i-use-the-same-lawyer-for-filing-a-second-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>When you claim bankruptcy in NY, Do you have to speak to the judge yourself?</title>
		<link>http://bankruptcy.hirby.com/when-you-claim-bankruptcy-in-ny-do-you-have-to-speak-to-the-judge-yourself/</link>
		<comments>http://bankruptcy.hirby.com/when-you-claim-bankruptcy-in-ny-do-you-have-to-speak-to-the-judge-yourself/#comments</comments>
		<pubDate>Sat, 06 Mar 2010 16:04:29 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[irs]]></category>

		<guid isPermaLink="false">http://bankruptcy.hirby.com/when-you-claim-bankruptcy-in-ny-do-you-have-to-speak-to-the-judge-yourself/</guid>
		<description><![CDATA[I made a mistake with my debt 2 years ago, im seriously considering bankruptcy. Im just so scared im going to have to explain everything to the judge myself. Im going to hire a lawyer to do the bankruptcy for me but im such a shy person and i clam up when im under pressure. [...]<p><a href="http://bankruptcy.hirby.com/when-you-claim-bankruptcy-in-ny-do-you-have-to-speak-to-the-judge-yourself/">When you claim bankruptcy in NY, Do you have to speak to the judge yourself?</a> courtesy of: <a href="http://bankruptcy.hirby.com">Bankruptcy</a></p>
]]></description>
		<wfw:commentRss>http://bankruptcy.hirby.com/when-you-claim-bankruptcy-in-ny-do-you-have-to-speak-to-the-judge-yourself/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Should I file Bankruptcy or what?</title>
		<link>http://bankruptcy.hirby.com/should-i-file-bankruptcy-or-what/</link>
		<comments>http://bankruptcy.hirby.com/should-i-file-bankruptcy-or-what/#comments</comments>
		<pubDate>Wed, 03 Mar 2010 19:09:42 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[irs]]></category>
		<category><![CDATA[job]]></category>
		<category><![CDATA[should i file bankruptcy]]></category>

		<guid isPermaLink="false">http://bankruptcy.hirby.com/should-i-file-bankruptcy-or-what/</guid>
		<description><![CDATA[SO my wife and I purchased our first home in 2006, and shortly before we had our daughter. Due to a lot of time off from work due to complications in my wife&#8217;s pregnancy, and me losing my job we fell behind on the mortgage. We struggled with paying what we could until the economy [...]<p><a href="http://bankruptcy.hirby.com/should-i-file-bankruptcy-or-what/">Should I file Bankruptcy or what?</a> courtesy of: <a href="http://bankruptcy.hirby.com">Bankruptcy</a></p>
]]></description>
		<wfw:commentRss>http://bankruptcy.hirby.com/should-i-file-bankruptcy-or-what/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Why would my lawyer say this? Bankruptcy?</title>
		<link>http://bankruptcy.hirby.com/why-would-my-lawyer-say-this-bankruptcy/</link>
		<comments>http://bankruptcy.hirby.com/why-would-my-lawyer-say-this-bankruptcy/#comments</comments>
		<pubDate>Wed, 03 Mar 2010 12:03:35 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[file for bankruptcy]]></category>
		<category><![CDATA[irs]]></category>
		<category><![CDATA[job]]></category>
		<category><![CDATA[rent]]></category>

		<guid isPermaLink="false">http://bankruptcy.hirby.com/why-would-my-lawyer-say-this-bankruptcy/</guid>
		<description><![CDATA[About 3 months ago I had to have a life saving surgery and it price me a total of ,000. I was not insured because my job requires me to be working there for 90 days before I am insured.
I am now ,000 in debt, and I don&#8217;t know what to do. The hospital was [...]<p><a href="http://bankruptcy.hirby.com/why-would-my-lawyer-say-this-bankruptcy/">Why would my lawyer say this? Bankruptcy?</a> courtesy of: <a href="http://bankruptcy.hirby.com">Bankruptcy</a></p>
]]></description>
		<wfw:commentRss>http://bankruptcy.hirby.com/why-would-my-lawyer-say-this-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>How Do I file Bankruptcy?</title>
		<link>http://bankruptcy.hirby.com/how-do-i-file-bankruptcy/</link>
		<comments>http://bankruptcy.hirby.com/how-do-i-file-bankruptcy/#comments</comments>
		<pubDate>Wed, 03 Mar 2010 00:03:25 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[irs]]></category>
		<category><![CDATA[job]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[rent]]></category>

		<guid isPermaLink="false">http://bankruptcy.hirby.com/how-do-i-file-bankruptcy/</guid>
		<description><![CDATA[How do I do this. I am 24 and I used to have the best credit score. some in 1 day I lost my job, and I had just moved out on my own. SO for about  2 years I am trying to get the credits to stop calling me and explain to them [...]<p><a href="http://bankruptcy.hirby.com/how-do-i-file-bankruptcy/">How Do I file Bankruptcy?</a> courtesy of: <a href="http://bankruptcy.hirby.com">Bankruptcy</a></p>
]]></description>
		<wfw:commentRss>http://bankruptcy.hirby.com/how-do-i-file-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Mom doesn&#039;t have to pay his bankruptcy debt but has to pay my deceased fathers?</title>
		<link>http://bankruptcy.hirby.com/mom-doesnt-have-to-pay-her-bankruptcy-debt-but-has-to-pay-my-deceased-fathers/</link>
		<comments>http://bankruptcy.hirby.com/mom-doesnt-have-to-pay-her-bankruptcy-debt-but-has-to-pay-my-deceased-fathers/#comments</comments>
		<pubDate>Sun, 28 Feb 2010 23:07:17 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[bankruptcy debt]]></category>
		<category><![CDATA[bankruptcy law]]></category>
		<category><![CDATA[bankruptcy lawyer]]></category>
		<category><![CDATA[bankruptcy lawyers]]></category>
		<category><![CDATA[irs]]></category>

		<guid isPermaLink="false">http://bankruptcy.hirby.com/mom-doesnt-have-to-pay-her-bankruptcy-debt-but-has-to-pay-my-deceased-fathers/</guid>
		<description><![CDATA[My father passed away 6 months ago.  He was merely 48, my mother is 52.  he cannot collect on his SS.  And they had filed bankruptcy 2 years ago.  First the bankruptcy lawyers said they would lower his debt payments, since my father is deceased.  Now they are saying that [...]<p><a href="http://bankruptcy.hirby.com/mom-doesnt-have-to-pay-her-bankruptcy-debt-but-has-to-pay-my-deceased-fathers/">Mom doesn&#39;t have to pay his bankruptcy debt but has to pay my deceased fathers?</a> courtesy of: <a href="http://bankruptcy.hirby.com">Bankruptcy</a></p>
]]></description>
		<wfw:commentRss>http://bankruptcy.hirby.com/mom-doesnt-have-to-pay-her-bankruptcy-debt-but-has-to-pay-my-deceased-fathers/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>before bankruptcy filing, what do I do with the car?</title>
		<link>http://bankruptcy.hirby.com/after-bankruptcy-filing-what-do-i-do-with-the-car/</link>
		<comments>http://bankruptcy.hirby.com/after-bankruptcy-filing-what-do-i-do-with-the-car/#comments</comments>
		<pubDate>Fri, 26 Feb 2010 20:01:42 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[after bankruptcy]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[bankruptcy filing]]></category>
		<category><![CDATA[irs]]></category>

		<guid isPermaLink="false">http://bankruptcy.hirby.com/after-bankruptcy-filing-what-do-i-do-with-the-car/</guid>
		<description><![CDATA[I filed bankruptcy and was discharged 1/06.  I described a car that was totaled, including the name of the lienholder.  They did nothing-didn&#8217;t pick up the car or respond in some way.  I have someone willing to give me a few hundred dollars for the salvage value.  Can I sell it? [...]<p><a href="http://bankruptcy.hirby.com/after-bankruptcy-filing-what-do-i-do-with-the-car/">before bankruptcy filing, what do I do with the car?</a> courtesy of: <a href="http://bankruptcy.hirby.com">Bankruptcy</a></p>
]]></description>
		<wfw:commentRss>http://bankruptcy.hirby.com/after-bankruptcy-filing-what-do-i-do-with-the-car/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Can you reopen a discharged and closed bankruptcy?</title>
		<link>http://bankruptcy.hirby.com/can-you-reopen-a-discharged-and-closed-bankruptcy/</link>
		<comments>http://bankruptcy.hirby.com/can-you-reopen-a-discharged-and-closed-bankruptcy/#comments</comments>
		<pubDate>Fri, 26 Feb 2010 19:09:17 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[chapter 7]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[irs]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://bankruptcy.hirby.com/can-you-reopen-a-discharged-and-closed-bankruptcy/</guid>
		<description><![CDATA[My bankruptcy was discharged and closed in March of 2008. A couple months ago I found out I had a creditor still requesting money that I didn&#8217;t know about, and was not present on my credit report when I first filed.  I was wondering if I could reopen my chapter 7 that was discharged [...]<p><a href="http://bankruptcy.hirby.com/can-you-reopen-a-discharged-and-closed-bankruptcy/">Can you reopen a discharged and closed bankruptcy?</a> courtesy of: <a href="http://bankruptcy.hirby.com">Bankruptcy</a></p>
]]></description>
		<wfw:commentRss>http://bankruptcy.hirby.com/can-you-reopen-a-discharged-and-closed-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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