Bankruptcy » Credit

Bankruptcy experts: may this affect my credit?

hirby — Thu, 11 Mar 2010 00:03:09 +0000

I filed bankruptcy in 2005. My car loan was included in the bankruptcy. The loan was not reaffirmed, but I kept the car and continued to make monthly payments. The car company has made me pay through his "bankruptcy department" and won’t send me bills or provide me online access to my account. If I [...]

Bankruptcy experts: may this affect my credit? courtesy of: Bankruptcy

What is the car exemptions for chapter 7 bankruptcy in ohio?

hirby — Wed, 10 Mar 2010 22:02:02 +0000

What is the car exemptions for chapter 7 bankruptcy in ohio? i keep getting conflicting information. my car was paid off in full on 1 of the credit cards i am filing bankruptcy on. so i own it outright. it is my merely car, it has a value of 7-8500 depending who you ask. if i [...]

What is the car exemptions for chapter 7 bankruptcy in ohio? courtesy of: Bankruptcy

what is the worst case scenario if I file for bankruptcy?

hirby — Wed, 10 Mar 2010 20:04:48 +0000

How long may it take to stop becoming a pariah? How long does it take to get your credit score up? I knoiw it stays for 10 years, but how does it affect your score? How do I know if my decision to file for bankruptcy was the best 1? How do I re-construct credit? (8) How [...]

what is the worst case scenario if I file for bankruptcy? courtesy of: Bankruptcy

Should I file bankruptcy?

hirby — Wed, 10 Mar 2010 19:09:28 +0000

I have approx ,000 in credit card debt….I don’t make much money….is bankruptdy the way to go for me? Yes, I don’t have bad spending habits, I’m a business owner that used the credit I had to try and save a business in the downturning market. Now that my business is pretty much dead, I [...]

Should I file bankruptcy? courtesy of: Bankruptcy

How do I know if my decision to file for bankruptcy was the best 1? How do I re-construct credit?

hirby — Wed, 10 Mar 2010 16:03:34 +0000

I am sure that it is too late……now I need to move forward and come up with a plan to re-build my credit. Anyone got some ideas? what is the worst case scenario if I file for bankruptcy? (4) How can I get account numbers from old accounts so I can file for bankruptcy? (4) if im an [...]

How do I know if my decision to file for bankruptcy was the best 1? How do I re-construct credit? courtesy of: Bankruptcy

Can A co borrower sell the house on the mortgage?

hirby — Wed, 10 Mar 2010 16:01:58 +0000

I have a mortgage with some 1 else. he doesn’t qualify for a refinance because he claimed bankruptcy 4 years ago. he’s been making late payments, and I’m worried about my credit. he doesn’t want to sell the home because he lives in it. What should I do? Can I put the property on the [...]

Can A co borrower sell the house on the mortgage? courtesy of: Bankruptcy

does anyone know where i can get a mortgage i have a bankruptcy on my credit from 5 yrs ago? ?

hirby — Wed, 10 Mar 2010 04:02:35 +0000

Bankruptcy experts: may this affect my credit? (8) What is the car exemptions for chapter 7 bankruptcy in ohio? (2) what is the worst case scenario if I file for bankruptcy? (4) Should I file bankruptcy? (6) How do I know if my decision to file for bankruptcy was the best 1? How do I re-construct credit? (8) Can A [...]

does anyone know where i can get a mortgage i have a bankruptcy on my credit from 5 yrs ago? ? courtesy of: Bankruptcy

What to do with an Adjustable Rate Mortgage?

hirby — Wed, 10 Mar 2010 00:02:08 +0000

What can I do with my Interest Rate that is now variable? Now that my property decreased ,000, the monthly payment is now way higher, I don’t want to pay the mortgage anymore, and I can’t pay 2 houses at the same time, I don’t know what to do if I want to cancel everything [...]

What to do with an Adjustable Rate Mortgage? courtesy of: Bankruptcy

I am looking at having to file bankruptcy due to credit card debt. Can anyone give me advice???

hirby — Wed, 10 Mar 2010 00:01:06 +0000

I currently owe around ,000 in credit card debt. I can pay my regular monthly utility, etc bills, but I recently had to accept a part-time job and cannot handle the growing credit card debt I have incurred. I own my own house and owe nothing towards it and I was just investigating [...]

I am looking at having to file bankruptcy due to credit card debt. Can anyone give me advice??? courtesy of: Bankruptcy

My wife plans on filing for chapter 7 bankruptcy in July.?

hirby — Tue, 09 Mar 2010 20:02:40 +0000

he seems to think that since he is filing anyway, that it would be okay to max out his credit cards now since it may some be wiped away if the bankruptcy is approved. his lawyer is agreeing with his but it doesn’t make sense to me that recent transactions may be allowed. Are they? What [...]

My wife plans on filing for chapter 7 bankruptcy in July.? courtesy of: Bankruptcy