I filed bankruptcy in 2005. My car loan was included in the bankruptcy. The loan was not reaffirmed, but I kept the car and continued to make monthly payments. The car company has made me pay through his "bankruptcy department" and won’t send me bills or provide me online access to my account. If I let this car head back, may it be counted as a repo, or is it part of the bankruptcy? My lawyer at the time said that it would be part of the bankruptcy and the car company couldn’t count it on my credit as a repo if I ever lost the car. But he wasn’t that good of a lawyer. My credit is really really poor, so would a repo on my record really hurt me at this point?
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Bankruptcy experts: may this affect my credit?
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What is the car exemptions for chapter 7 bankruptcy in ohio?
What is the car exemptions for chapter 7 bankruptcy in ohio?
i keep getting conflicting information. my car was paid off in full on 1 of the credit cards i am filing bankruptcy on. so i own it outright. it is my merely car, it has a value of 7-8500 depending who you ask. if i filed 7 could i keep my car? obviously i would rather file 7 then 13. -
what is the worst case scenario if I file for bankruptcy?
How long may it take to stop becoming a pariah? How long does it take to get your credit score up? I knoiw it stays for 10 years, but how does it affect your score?
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Should I file bankruptcy?
I have approx ,000 in credit card debt….I don’t make much money….is bankruptdy the way to go for me?
Yes, I don’t have bad spending habits, I’m a business owner that used the credit I had to try and save a business in the downturning market. Now that my business is pretty much dead, I don’t make even 20% of what I used to make so this debt is way out of my league now…I also owe aprox 120,000 in equipment… -
How do I know if my decision to file for bankruptcy was the best 1? How do I re-construct credit?
I am sure that it is too late……now I need to move forward and come up with a plan to re-build my credit. Anyone got some ideas?
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Can A co borrower sell the house on the mortgage?
I have a mortgage with some 1 else. he doesn’t qualify for a refinance because he claimed bankruptcy 4 years ago. he’s been making late payments, and I’m worried about my credit. he doesn’t want to sell the home because he lives in it. What should I do? Can I put the property on the market since I’m the co borrower?
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does anyone know where i can get a mortgage i have a bankruptcy on my credit from 5 yrs ago? ?
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What to do with an Adjustable Rate Mortgage?
What can I do with my Interest Rate that is now variable? Now that my property decreased ,000, the monthly payment is now way higher, I don’t want to pay the mortgage anymore, and I can’t pay 2 houses at the same time, I don’t know what to do if I want to cancel everything is going to price me about ,000, and the merely choice I’m aware of is declare bankruptcy and my credit is very good, and I don’t want to do that, I need help.
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I am looking at having to file bankruptcy due to credit card debt. Can anyone give me advice???
I currently owe around ,000 in credit card debt. I can pay my regular monthly utility, etc bills, but I recently had to accept a part-time job and cannot handle the growing credit card debt I have incurred. I own my own house and owe nothing towards it and I was just investigating someone else out there who has had to file bankruptcy that can lend me some self advice on the process and what to do or not do. I’ve also heard of filing on my own instead of using a lawyer to avoid the high fees. Has anyone done this also? Your help may be much appreciated!
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My wife plans on filing for chapter 7 bankruptcy in July.?
he seems to think that since he is filing anyway, that it would be okay to max out his credit cards now since it may some be wiped away if the bankruptcy is approved. his lawyer is agreeing with his but it doesn’t make sense to me that recent transactions may be allowed. Are they?