Bankruptcy » credit report

How can I get account numbers from old accounts so I can file for bankruptcy?

hirby — Tue, 09 Mar 2010 00:02:52 +0000

I am filing for bankruptcy, but my attorney needs to know the account numbers to verify. The problem is I haven’t touched those accounts in 4 years, they’re some charged off, and on my credit report it merely lists some of the account number. How can I get the full account number so I can [...]

How can I get account numbers from old accounts so I can file for bankruptcy? courtesy of: Bankruptcy

.How do I get wrong info off of my credit report before a bankruptcy?

hirby — Tue, 09 Mar 2010 00:02:29 +0000

The cards which were included in the bankruptcy were not taken off report ,so it looks like I still have lots of unpaid credit cards and a mortgage. The bankruptcy was discharged in 2004. Yes I know the cards can still be on the report ,but no, they do not have a zero balance they [...]

.How do I get wrong info off of my credit report before a bankruptcy? courtesy of: Bankruptcy

Can a collection agency still report a bad debt 3 years before I filed bankruptcy?

hirby — Mon, 08 Mar 2010 22:02:02 +0000

I filed Bankruptcy in 2006. I just got a copy of my credit report and noticed that a local collection agency is till reporting a debt that I filed bankruptcy against. It says last reported 04/09. Are they allowed to do this? If not who do I call or report this to? How can I get [...]

Can a collection agency still report a bad debt 3 years before I filed bankruptcy? courtesy of: Bankruptcy

Should I File Bankruptcy…???

hirby — Mon, 08 Mar 2010 19:08:33 +0000

I’m 27 and had my credit damaged when I lost a 6 figure income (self employed). Everything on my credit is 3-4 years old and I would think would come off before 7 years. However, I have now had a couple judgements against me for a total of ,000 and my total debt [...]

Should I File Bankruptcy…??? courtesy of: Bankruptcy

Bankruptcy?

hirby — Sun, 07 Mar 2010 18:03:31 +0000

When a bankruptcy drops off of your credit report, how many points may it raise your credit score? What about judgements, and collections? How can I get account numbers from old accounts so I can file for bankruptcy? (4) .How do I get wrong info off of my credit report before a bankruptcy? (8) Can a collection agency [...]

Bankruptcy? courtesy of: Bankruptcy

Bankruptcy and how to fix your credit?

hirby — Sat, 06 Mar 2010 20:03:17 +0000

I filed Bankruptcy and it has been discharged for a year as of June and i went to pull my credit report some of the items that are on my credit report is still there they where not paid off. I still have balances on 15 accounts i filed chapter 13 and i have [...]

Bankruptcy and how to fix your credit? courtesy of: Bankruptcy

I just inherited a home, but the mortgage company won't let me switch the loan to my name?

hirby — Sat, 06 Mar 2010 16:03:17 +0000

They said I have to refinance to get the loan placed into my name. Unfortunately at this time I also got laid off from work. I have a kind savings, large severance package & I’m about to apply for unemployment. I’m also rebuilding my credit(Bankruptcy 9 yrs ago) so I’m afraid of [...]

I just inherited a home, but the mortgage company won't let me switch the loan to my name? courtesy of: Bankruptcy

Is it possible to get a mortgage loan with poor credit?

hirby — Thu, 04 Mar 2010 04:01:07 +0000

I filed bankruptcy about 4 years ago and my credit has been raising slowly. I pulled my credit report and found 2 medical collections against me that were not mine. I contacted the proper people and they agreed to remove them. merely 1 was removed and I have been trying for 6 months to [...]

Is it possible to get a mortgage loan with poor credit? courtesy of: Bankruptcy

Mortgage loan not reaffirmed in bankruptcy by lawyer error. This makes our credit rating even worse-now what?

hirby — Wed, 03 Mar 2010 19:08:31 +0000

We filed BK-7 in Kansas b4 the new laws took effect. Our attorney knew we wanted 2 reaffirm our home loan and we signed the Stmt of Intent form and it is noted in the creditor matrix. before we rcv’d a discharge we assumed our home loan was reaffirmed. WRONG! The ball got [...]

Mortgage loan not reaffirmed in bankruptcy by lawyer error. This makes our credit rating even worse-now what? courtesy of: Bankruptcy

how do i remove iteams from credit report before bankruptcy?

hirby — Tue, 02 Mar 2010 00:02:45 +0000

my husband and i filed bankruptcy 3+ yrs ago on a auto . now every time they pull our credit it shows up and hits us very hard how do i go about getting that off my credit report.need like an address and or e-mail to dispute said iteam thank you for your time. Foreclosure [...]

how do i remove iteams from credit report before bankruptcy? courtesy of: Bankruptcy