I am filing for bankruptcy, but my attorney needs to know the account numbers to verify. The problem is I haven’t touched those accounts in 4 years, they’re some charged off, and on my credit report it merely lists some of the account number. How can I get the full account number so I can discharge these debts in bankruptcy?
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How can I get account numbers from old accounts so I can file for bankruptcy?
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.How do I get wrong info off of my credit report before a bankruptcy?
The cards which were included in the bankruptcy were not taken off report ,so it looks like I still have lots of unpaid credit cards and a mortgage.
The bankruptcy was discharged in 2004. Yes I know the cards can still be on the report ,but no, they do not have a zero balance they have the full balance next to them. -
Can a collection agency still report a bad debt 3 years before I filed bankruptcy?
I filed Bankruptcy in 2006. I just got a copy of my credit report and noticed that a local collection agency is till reporting a debt that I filed bankruptcy against. It says last reported 04/09. Are they allowed to do this? If not who do I call or report this to?
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Should I File Bankruptcy…???
I’m 27 and had my credit damaged when I lost a 6 figure income (self employed). Everything on my credit is 3-4 years old and I would think would come off before 7 years. However, I have now had a couple judgements against me for a total of ,000 and my total debt on my credit report is ,000. I have no income right now and no assets. some suggestions would be much appreciated.
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Bankruptcy?
When a bankruptcy drops off of your credit report, how many points may it raise your credit score? What about judgements, and collections?
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Bankruptcy and how to fix your credit?
I filed Bankruptcy and it has been discharged for a year as of June and i went to pull my credit report some of the items that are on my credit report is still there they where not paid off. I still have balances on 15 accounts i filed chapter 13 and i have been trying to get in touch with the attorney i went through and he is no longer with this company. My credit score is 512 what can i do fix this problem i am 13,000.00 in debt because of this and i dont have that kind of money layng around the house should i consolidate them they are some old bills but i wanna fresh start. Please Help!!!
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I just inherited a home, but the mortgage company won't let me switch the loan to my name?
They said I have to refinance to get the loan placed into my name. Unfortunately at this time I also got laid off from work. I have a kind savings, large severance package & I’m about to apply for unemployment. I’m also rebuilding my credit(Bankruptcy 9 yrs ago) so I’m afraid of getting denied for the refinance & thus losing the home. Should I just continue to pay the current mortgage then do the refinance once my Bankruptcy comes off my credit report in 10 months. Also how do I change the deed to my name.
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Is it possible to get a mortgage loan with poor credit?
I filed bankruptcy about 4 years ago and my credit has been raising slowly. I pulled my credit report and found 2 medical collections against me that were not mine. I contacted the proper people and they agreed to remove them. merely 1 was removed and I have been trying for 6 months to get the other off. I have a letter stating they both were to be removed, but when applying for a mortgage online they pull my credit report and see a collection against me.
My debt to income ratio is pretty low so I sould qualify for a home purchase loan, but I have been turned down by my credit union.
Who offers home loans for people with credit problems? -
Mortgage loan not reaffirmed in bankruptcy by lawyer error. This makes our credit rating even worse-now what?
We filed BK-7 in Kansas b4 the new laws took effect. Our attorney knew we wanted 2 reaffirm our home loan and we signed the Stmt of Intent form and it is noted in the creditor matrix. before we rcv’d a discharge we assumed our home loan was reaffirmed. WRONG! The ball got dropped by our attny and/or Wells Fargo so the loan got DISCHARGED in error. We’ve made our payments on this loan faithfully b4 and before our bankruptcy because we knew we wanted it reaffirmed and we thought it was reaffirmed for the last 2 years! Now Wells Fargo just shows our loan as DISCHARGED IN BK-7. We have filed 3 credit report disputes trying 2 get them 2 show that we’ve paid our pmts on time 2 help boost our credit rating and they keep side stepping our request. We are in the process of trying 2 sell this house and it is sitting on the not-so-good RE market. WHAT HAPPENS CREDIT WISE IF WE TELL WELLS FARGO THAT THEY CAN HAVE his HOUSE BACK AND SELL IT THEMSELVES? Can our attny be held liable for this?!
The form that we signed is called a Statement of Intent form that showed our complete intention to reaffirm that debt. The lawyer basically admitted that they normally send a separate mailing regarding reaffirmation requests, and they did NOT do that in our case. And as far as us making sure that debt was reaffirmed before the discharge– we thought our lawyer took care of that for us. That is what we paid them to do. We put too much trust in them, obviously. It was indeed an error of judgement to trust them completely. You wouldn’t think you’d need to babysit your lawyer for crying out loud!
may some sort of notes about a foreclosure be added to our credit reports if we were to walk away from our home loan, or would it just stay as "Discharged in BK-7"? We even hate to walk away from our home loan because we R trying 2 build our credit back up, but Wells Fargo refuses 2 work with us and show on our credit report that we’ve faithfully made our pmts on time b4 and before the BK! -
how do i remove iteams from credit report before bankruptcy?
my husband and i filed bankruptcy 3+ yrs ago on a auto . now every time they pull our credit it shows up and hits us very hard how do i go about getting that off my credit report.need like an address and or e-mail to dispute said iteam thank you for your time.