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	<title>Bankruptcy &#187; alternatives to bankruptcy</title>
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		<title>Friend has $48,000 in IRS debt-what can he do?</title>
		<link>http://bankruptcy.hirby.com/friend-has-48000-in-irs-debt-what-can-he-do/</link>
		<comments>http://bankruptcy.hirby.com/friend-has-48000-in-irs-debt-what-can-he-do/#comments</comments>
		<pubDate>Thu, 24 Sep 2009 13:11:59 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[alternatives to bankruptcy]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[irs]]></category>

		<guid isPermaLink="false">http://bankruptcy.hirby.com/friend-has-48000-in-irs-debt-what-can-he-do/</guid>
		<description><![CDATA[A friend of mine just informed me that he owes the IRS ,000-he doesn&#8217;t want to sell his house, neither can he take out a loan or put this amount on a credit card. He could refinance, but since he is already in his 50s this may not make some sense.  He did say [...]<p><a href="http://bankruptcy.hirby.com/friend-has-48000-in-irs-debt-what-can-he-do/">Friend has $48,000 in IRS debt-what can he do?</a> courtesy of: <a href="http://bankruptcy.hirby.com">Bankruptcy</a></p>
]]></description>
		<wfw:commentRss>http://bankruptcy.hirby.com/friend-has-48000-in-irs-debt-what-can-he-do/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Can I file bankruptcy without loosing my home?</title>
		<link>http://bankruptcy.hirby.com/can-i-file-bankruptcy-without-loosing-my-home/</link>
		<comments>http://bankruptcy.hirby.com/can-i-file-bankruptcy-without-loosing-my-home/#comments</comments>
		<pubDate>Tue, 22 Sep 2009 23:11:32 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[alternatives to bankruptcy]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[file for bankruptcy]]></category>
		<category><![CDATA[irs]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://bankruptcy.hirby.com/can-i-file-bankruptcy-without-loosing-my-home/</guid>
		<description><![CDATA[Please help! I&#8217;m disabled and I&#8217;m merely getting about 0.00 a month and my husband is unemployedd and he&#8217;s getting unemployment benefits that are about 1,000 a month. Our mortgage is about $ 1,000.00 a month. We are piled with bills from credit cards! I&#8217;ve been really investigating the solution and my first step is [...]<p><a href="http://bankruptcy.hirby.com/can-i-file-bankruptcy-without-loosing-my-home/">Can I file bankruptcy without loosing my home?</a> courtesy of: <a href="http://bankruptcy.hirby.com">Bankruptcy</a></p>
]]></description>
		<wfw:commentRss>http://bankruptcy.hirby.com/can-i-file-bankruptcy-without-loosing-my-home/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>what are some alternatives to bankruptcy?</title>
		<link>http://bankruptcy.hirby.com/what-are-some-alternatives-to-bankruptcy/</link>
		<comments>http://bankruptcy.hirby.com/what-are-some-alternatives-to-bankruptcy/#comments</comments>
		<pubDate>Tue, 22 Sep 2009 19:11:47 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[alternatives to bankruptcy]]></category>
		<category><![CDATA[bankrupt]]></category>

		<guid isPermaLink="false">http://bankruptcy.hirby.com/what-are-some-alternatives-to-bankruptcy/</guid>
		<description><![CDATA[

Friend has $48,000 in IRS debt-what can he do? (7)
Can I file bankruptcy without loosing my home? (4)
Are there alternatives to bankruptcy for VA employees? (1)
What are the alternatives to bankruptcy ie debt relief companies (5)
I need to knwo some alternatives to bankruptcy. I am way in credit card debt, and need some help.? (4)
Does [...]<p><a href="http://bankruptcy.hirby.com/what-are-some-alternatives-to-bankruptcy/">what are some alternatives to bankruptcy?</a> courtesy of: <a href="http://bankruptcy.hirby.com">Bankruptcy</a></p>
]]></description>
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		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Are there alternatives to bankruptcy for VA employees?</title>
		<link>http://bankruptcy.hirby.com/are-there-alternatives-to-bankruptcy-for-va-employees/</link>
		<comments>http://bankruptcy.hirby.com/are-there-alternatives-to-bankruptcy-for-va-employees/#comments</comments>
		<pubDate>Tue, 22 Sep 2009 11:11:28 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[alternatives to bankruptcy]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[chapter 13]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit card debt]]></category>

		<guid isPermaLink="false">http://bankruptcy.hirby.com/are-there-alternatives-to-bankruptcy-for-va-employees/</guid>
		<description><![CDATA[I&#8217;m a VA employee and overcome by credit card debt and am wondering if there are programs/services available besides having to file chapter 13.


Should I file bankruptcy ?? (3)
What is the difference between Chapter 7 and Chapter 13 Bankruptcy and DO I NEED A LAWYER? (2)
If you have no other choice and need to file [...]<p><a href="http://bankruptcy.hirby.com/are-there-alternatives-to-bankruptcy-for-va-employees/">Are there alternatives to bankruptcy for VA employees?</a> courtesy of: <a href="http://bankruptcy.hirby.com">Bankruptcy</a></p>
]]></description>
		<wfw:commentRss>http://bankruptcy.hirby.com/are-there-alternatives-to-bankruptcy-for-va-employees/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What are the alternatives to bankruptcy ie debt relief companies</title>
		<link>http://bankruptcy.hirby.com/what-are-the-alternatives-to-bankruptcy-ie-debt-relief-companies/</link>
		<comments>http://bankruptcy.hirby.com/what-are-the-alternatives-to-bankruptcy-ie-debt-relief-companies/#comments</comments>
		<pubDate>Tue, 22 Sep 2009 09:13:28 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[alternatives to bankruptcy]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[debt relief]]></category>

		<guid isPermaLink="false">http://bankruptcy.hirby.com/what-are-the-alternatives-to-bankruptcy-ie-debt-relief-companies/</guid>
		<description><![CDATA[

Is it better to claim chapter 13 Bankruptcy on credit cards or get 1 of these Debt relief compainies to ? (6)
Can someone please tell me if filing personal bankruptcy may get rid of some my credit card debt? (3)
Bankruptcy? Loan? Credit Card Debt? (6)
HELP!! Should I file Bankruptcy???? (11)
Friend has $48,000 in IRS debt-what [...]<p><a href="http://bankruptcy.hirby.com/what-are-the-alternatives-to-bankruptcy-ie-debt-relief-companies/">What are the alternatives to bankruptcy ie debt relief companies</a> courtesy of: <a href="http://bankruptcy.hirby.com">Bankruptcy</a></p>
]]></description>
		<wfw:commentRss>http://bankruptcy.hirby.com/what-are-the-alternatives-to-bankruptcy-ie-debt-relief-companies/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>I need to knwo some alternatives to bankruptcy. I am way in credit card debt, and need some help.?</title>
		<link>http://bankruptcy.hirby.com/i-need-to-knwo-some-alternatives-to-bankruptcy-i-am-way-in-credit-card-debt-and-need-some-help/</link>
		<comments>http://bankruptcy.hirby.com/i-need-to-knwo-some-alternatives-to-bankruptcy-i-am-way-in-credit-card-debt-and-need-some-help/#comments</comments>
		<pubDate>Tue, 22 Sep 2009 07:11:30 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[alternatives to bankruptcy]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit card debt]]></category>

		<guid isPermaLink="false">http://bankruptcy.hirby.com/i-need-to-knwo-some-alternatives-to-bankruptcy-i-am-way-in-credit-card-debt-and-need-some-help/</guid>
		<description><![CDATA[Due to 2 divorces, and 2 surgeries that weren&#8217;t covered by insurance, I am about ,000 in debt to credit cards, , 000 in student loans, and that doesn&#8217;t even count my mortgage debt. I am in need of major financial help, but I don&#8217;t want to file bankruptcy? Just wondering what other alternatives are [...]<p><a href="http://bankruptcy.hirby.com/i-need-to-knwo-some-alternatives-to-bankruptcy-i-am-way-in-credit-card-debt-and-need-some-help/">I need to knwo some alternatives to bankruptcy. I am way in credit card debt, and need some help.?</a> courtesy of: <a href="http://bankruptcy.hirby.com">Bankruptcy</a></p>
]]></description>
		<wfw:commentRss>http://bankruptcy.hirby.com/i-need-to-knwo-some-alternatives-to-bankruptcy-i-am-way-in-credit-card-debt-and-need-some-help/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Does anyone know some alternatives to bankruptcy?</title>
		<link>http://bankruptcy.hirby.com/does-anyone-know-any-alternatives-to-bankruptcy/</link>
		<comments>http://bankruptcy.hirby.com/does-anyone-know-any-alternatives-to-bankruptcy/#comments</comments>
		<pubDate>Tue, 22 Sep 2009 03:12:05 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[alternatives to bankruptcy]]></category>
		<category><![CDATA[bankrupt]]></category>

		<guid isPermaLink="false">http://bankruptcy.hirby.com/does-anyone-know-any-alternatives-to-bankruptcy/</guid>
		<description><![CDATA[My wife and I are considering bankruptcy. I was wondering if anyone knew of some alternatives to this. Has anyone ever tried some of these debt consolidation companies or something like that and do they work?


Friend has $48,000 in IRS debt-what can he do? (7)
Can I file bankruptcy without loosing my home? (4)
what are some [...]<p><a href="http://bankruptcy.hirby.com/does-anyone-know-any-alternatives-to-bankruptcy/">Does anyone know some alternatives to bankruptcy?</a> courtesy of: <a href="http://bankruptcy.hirby.com">Bankruptcy</a></p>
]]></description>
		<wfw:commentRss>http://bankruptcy.hirby.com/does-anyone-know-any-alternatives-to-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What to Do if You are Trying to Avoid Bankruptcy</title>
		<link>http://bankruptcy.hirby.com/what-to-do-if-you-are-trying-to-avoid-bankruptcy/</link>
		<comments>http://bankruptcy.hirby.com/what-to-do-if-you-are-trying-to-avoid-bankruptcy/#comments</comments>
		<pubDate>Wed, 10 May 2006 00:00:00 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[alternatives to bankruptcy]]></category>
		<category><![CDATA[avoid bankruptcy]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[bankruptcy pro]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[going bankrupt]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[rent]]></category>

		<guid isPermaLink="false">http://bankruptcy.hirby.com/2006/05/10/what-to-do-if-you-are-trying-to-avoid-bankruptcy/</guid>
		<description><![CDATA[<p>If you are struggling with huge debt problems you are probably feeling very scared and uncertain about what to do. You may even be worrying about the possibility of going bankrupt.</p><p>However there are a number of things that you can do to try<p><a href="http://bankruptcy.hirby.com/what-to-do-if-you-are-trying-to-avoid-bankruptcy/">What to Do if You are Trying to Avoid Bankruptcy</a> courtesy of: <a href="http://bankruptcy.hirby.com">Bankruptcy</a></p>
]]></description>
		<wfw:commentRss>http://bankruptcy.hirby.com/what-to-do-if-you-are-trying-to-avoid-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Bankruptcy is on the Rise- Is There an Alternative?</title>
		<link>http://bankruptcy.hirby.com/bankruptcy-is-on-the-rise-is-there-an-alternative/</link>
		<comments>http://bankruptcy.hirby.com/bankruptcy-is-on-the-rise-is-there-an-alternative/#comments</comments>
		<pubDate>Sun, 30 Apr 2006 00:00:00 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[alternatives to bankruptcy]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[irs]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://bankruptcy.hirby.com/2006/04/30/bankruptcy-is-on-the-rise-is-there-an-alternative/</guid>
		<description><![CDATA[<p>Experts are warning that the number of bankruptcies will continue to rise in the UK. This prediction follows the announcement of figures for the fourth quarter of 2005 which were at an all time high.</p><p>According to official statistics 13,501 b<p><a href="http://bankruptcy.hirby.com/bankruptcy-is-on-the-rise-is-there-an-alternative/">Bankruptcy is on the Rise- Is There an Alternative?</a> courtesy of: <a href="http://bankruptcy.hirby.com">Bankruptcy</a></p>
]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are There some Alternatives to Bankruptcy?</title>
		<link>http://bankruptcy.hirby.com/are-there-any-alternatives-to-bankruptcy/</link>
		<comments>http://bankruptcy.hirby.com/are-there-any-alternatives-to-bankruptcy/#comments</comments>
		<pubDate>Sun, 30 Apr 2006 00:00:00 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[alternatives to bankruptcy]]></category>
		<category><![CDATA[avoid bankruptcy]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[file for bankruptcy]]></category>
		<category><![CDATA[filing for bankruptcy]]></category>
		<category><![CDATA[going bankrupt]]></category>
		<category><![CDATA[what is bankruptcy]]></category>

		<guid isPermaLink="false">http://bankruptcy.hirby.com/2006/04/30/are-there-any-alternatives-to-bankruptcy/</guid>
		<description><![CDATA[<p>If you are facing serious debt problems then you might have or be considering filing for bankruptcy. If this is the case you should be aware of the disadvantages associated with going bankrupt and only do so as a last resort. In this article we s<p><a href="http://bankruptcy.hirby.com/are-there-any-alternatives-to-bankruptcy/">Are There some Alternatives to Bankruptcy?</a> courtesy of: <a href="http://bankruptcy.hirby.com">Bankruptcy</a></p>
]]></description>
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		<slash:comments>5</slash:comments>
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