| Investing | News | Bankruptcy | Jobs | DUI Lawyer
It’s Empowering to See What Can Be Done with Financial Discipline. When I first met my ... my next step would be to declare bankruptcy. I ... is first of all this will take a long time ...
First, the Tesla Model-S is $50K after tax credits. ... compel the early-adopters to take action. I’m sure it would be on the long ... Now it’s done, Buddy can you spare a dime. ...
To cut a long story short, I had to step in and change the ... "Failure CEO's" need to step up! And take responsibility for ... no one else in the words does. Now ask yourself again ...
For too long our system has ... My daughter is a bankruptcy attorney in California and she has more work than she can handle ... foundation of "60% of U.S. Bankruptcies". That DOES NOT ...
They entice me to take debt I ... for bankruptcy anyway, which can slay multiple ... and you’ll see it’s a very bad ...
That sounds good but can it be done? Here ... I agree…it would be a very big seller in California…A ... Ford does appear to be doing it right. There’s a long list of fuel economy ...
In the first challenge to CIPA's requirements, North raised numerous ... Judge Gesell granted Independent Counsel's long ... this email to your friends and family so they can take ...
This bailout can be done right. It’s up to Democrats, who ... regular person gets to keep when they declare bankruptcy). ... say “get rid of that mortgage, and take ours. It’s ...
Hopefully we can turn this around, but it's going to be a long ... have had to declare bankruptcy ... This is a very serious thing when you can't even fulfill the basic needs of yourself ...
Curious, how long may it take from start to finish for a bankruptcy in California?
Can it be done without an attorney (So done just by ones self) ?
And what is the first step to getting a bankruptcy, very interested thanks.
gomanyes 1:03 am on November 8, 2009 Permalink |
You do not necessarily need an attorney to file the bankruptcy. However, I STRONGLY recommend you consult with a financial planner to make sure that bankruptcy is in your best interest. There are several negative consequences of bankruptcy, some of which will stick around for a long time. Just because you feel like you have gone bankrupt doesn’t mean that you must file for bankruptcy.
But once you decide to do it, go online to the US bankruptcy court for your district and download the automatic stay application.
Ruth S 1:03 am on November 8, 2009 Permalink |
From experience, especially if you don’t have a lot of money!! Why would you file for bankruptcy if you could afford an attorney! Right!?
You CAN do it yourself or go through a legal aid person, there are a lot of them in the telephone book. It cost me less than $300 and didn’t have the hassle of contacting the court and all the paperwork.To do it yourself -
First thing you need to do is, get ALL your debts together, house, cars doctor’s bills, department stores, credit cards etc. You will need ALL these creditors names and addresses, as they have to be notified. If you are filing for Chapter 7, you are going to have to make up your mind what you want to keep and what you want to let go – such as your house and car/boat or whatever. You reaffirm these when you go to court. To do all this, you must make sure you have the right number of copies to send to the court and the creditors. When I got to this point, I opted to pay the money, and let him do all the walking "through the yellow pages" so to speak!! Believe me, it gets tricky if you don’t do it right!
I gave the guy all the information, which was at the end of December. I got my first notice from the court in January. March I went to court, and April I got aletter from the court telling me my debts were dismissed. In other words, it was a DONE DEAL!!!
If you think you can do it yourself, I am sure you can go to any bookstore, and they will have reference books on how to do it yourself! I hope I have answered your question! Merry Christmas!
juliaallison41 1:03 am on November 8, 2009 Permalink |
As soon as you get back fromVegas.
zzone 1:03 am on November 8, 2009 Permalink |
Better to have a attorney, but…it can be done with out one. Only thing is a attorney will know exactly what you can and can not use as part of the bankrupts. Better to be safe than sorry , later.
flika 1:03 am on November 8, 2009 Permalink |
The average time involved is about 3 to 6 months, but can be longer depending on whether you are filing Chapter 7, Chapter 13, etc. But one thing is for sure, it is not wise to proceed with any bankruptcy without the assistance of an attorney.
Mark 1:03 am on November 8, 2009 Permalink |
Trying to do a bankruptcy on your own makes as much sense as doing your own dentistry on yourself. You can buy a pair of pliers at a hardware store to do the dentistry on yourself, but would you really want to do it?
The bankruptcy forms are available on the internet from the website of the bankruptcy court. It is just a matter of filling out the forms and filing them with the Clerk of the Bankruptcy Court. I have seen some people do the "pro se" bankruptcy court, but from my point of view working for a creditor, I wish they hadn’t. Doing a "pro se" bankruptcy can cause you more pain than doing dentistry on yourself.
If you can’t afford lawyers fees, go to the legal aid office in your town and have them do the bankruptcy for you.